Buy One Day Car Insurance
Sometimes you need to get one day car insurance. It could be that you just need to move a car from a storage garage to somewhere else. This happens a lot with show cars and antique cars. In this case, the car is driven very little, or not at all. Nevertheless, it needs insurance on the few days when it might be driven. If someone drives it on a public road and it is not insured, you could be liable for any damages or losses.
You might not need One Day car insurance
Normally, standard auto insurance
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covers you and your car when you want to lend it to someone for a day or two. So if you have your car insured normally you wouldn’t have to worry about one day car insurance. You might want to ask your insurance agent, just to make sure, but this is normally the case.
A lot of times, if someone is contracting with you or your company, they will want to see a certificate of insurance to make sure that you are covered and won’t have to rely on their insurance. This is not really one day car insurance because you already have insurance. You just have to prove it for the period of time your contract will cover.
No matter what, it’s not difficult to get one day car insurance. All you have to do is call up your insurance agent and tell him or her what you need. They will be happy to take care of it and it won’t cost very much. You may not even have complete an application if you already have insurance with that agent. They may just issue something called a binder, which binds the insurance company to the one day car insurance. Once they say, “you are bound”, you have insurance before you even pay for it.
Sometimes instead of needing 1 day car insurance, you might need it for a month. This is very common with things like motor homes and RVs. They spend most of the year in storage where you may need a different insurance policy. After all, it’s pretty hard to get into a car accident if your vehicle is stored in a garage and never moves.
If you don’t have any car insurance at all, you might need to call the company that handles your homeowners insurance or renter’s insurance. They would probably be happy to provide one day car insurance for you.
Don’t Forget to Buy One Day car insurance Before You Move Your Car
If you find yourself in a situation with a car in storage that is not insured, but you need to drive it on the road for some reason, don’t make the mistake of skipping the insurance. It’s just too cheap to do that. If you do have an accident, and you are uninsured, they can be a real problem for both you and other people.
Learn more at GoodAutoInsurance.org
As I said, it doesn’t cost a lot to buy this kind of insurance, but that depends on a lot of factors. If you have a terrible driving record, a terrible credit score, or a criminal record, you might not even be able to get one day auto insurance . But that is normally not a problem. The insurance companies are eager to take care of you because even if this policy is only for one day, the next one could easily be for a year or more. They are always looking at the lifetime value client instead of what they can make in one day so they are thrilled to issue you one day car insurance.